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Citizens Financial Servic...

NasdaqCM: CZFS · Real-Time Price · USD
83.67
+1.78 (2.17%)
At close: Aug 18, 2026, 8:00 PM

Citizens Financial Services Inc. (CZFS) Stock Price, Analysis & Data

2.17%

No data available

Bid81.83
Market Cap402.44M
Revenue (ttm)114.76M
Net Income (ttm)41.05M
Beta0.38
EPS (ttm)8.64
PE Ratio (ttm)9.68
Forward PE9.5
P/B (ttm)1.14
P/S (ttm)3.51
Earnings DateOct 29, 2026
Ask83.33
Volume35,751
Avg. Volume (20D)19,504
Open82.47
Previous Close81.89
Day's Range81.24 - 83.92
52-Week Range52.35 - 83.93
Analystn/a
Price Targetn/a
Dividends$2.04 (2.47%)
Ex-Dividend DateJun 12, 2026

About CZFS

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans...

IPO Date Jan 4, 1999
Employees 388
Stock Exchange NasdaqCM
Ticker Symbol CZFS
Full Company Profile

Financial Performance

In 2025, Citizens Financial Services's revenue was 112.34M, an increase of 11.5% compared to the previous year's 100.75M. Earnings were 36.57M, an increase of 31.47%.

Financial Statements

Earnings Surprise

Citizens Financial Services has released their quarterly earnings on Jul 30, 2026:
  • Revenue of $29.71M misses estimates by $0, with 8.77% YoY growth.
  • EPS of 2.12 exceeds estimates by 0.14, with 20.45% YoY growth.
  • Citizens Financial Services Inc. is scheduled to release its earnings on Oct 29, 2026, before market opens.
    Analysts project revenue of ... Upgrade