AI Chat Guide
The chat is one general assistant, not a set of specialist bots. You write a question in plain language and it answers in plain language. There is no mention syntax, no command prefix and nothing to memorise.
What it answers
Concepts and terminology: how a ratio is built and what it leaves out, how an instrument works, what a piece of market structure means, how to approach a filing or a report. It is good at the questions a course would answer.
- What is the difference between the P/E ratio and the forward P/E ratio?
- Explain step by step how a discounted cash flow valuation works.
- What is the difference between an ETF and a mutual fund?
- What is short interest, and what can it tell me about a stock?
- How do I read an options chain?
- What do moving averages show, and how are the 50-day and 200-day used?
- What are the core principles of Warren Buffett's value investing?
- How do dividends work, and what does the payout ratio tell me?
- What are dark pool prints, and why do traders watch them?
- How do I read a quarterly earnings report?
- How do I build a balanced bull case and bear case for a stock?
- What metrics compare two companies in the same industry?
What it does not do
- It has no live market feed. Prices, today's movers, current options flow and this week's earnings dates belong on the pages that carry that data, not in the chat.
- It does not screen or rank securities for you, and it does not read your portfolio.
- It will not tell you what to buy or sell. Answers are educational information, not financial advice.
Getting a good answer
Ask one thing at a time, say what you already understand, and ask for the trade-off rather than the verdict — "what does a low payout ratio hide?" gets further than "is this dividend safe?". Follow-up questions stay in the same thread, so you can push on any part of an explanation you did not follow.
Open the chat to start a thread.